Real Estate Buzz
The real estate market crashed in 2007. Within minutes, hundreds of subprime lenders were out of business. The seller's market quickly became the buyer's market and property values went into a momentum of constant decline. The short sale process became a viable option for lenders and borrowers, both. Do not simply walk away from your property, stay the course, but if foreclosure is imminent, a short sale will salvage your credit. If mortgage payments are current, generally a short sale will reduce the borrower's credit score by 50 points and the score will slowly increase again when the process is complete. However, if the mortgage payments are delinquent, then the missed and late payments are what will drain the credit score approximately 100-150 points, but the short sale will increase that score within months. If the property forecloses a borrower will have to wait 5-7 years before obtaining another mortgage loan. A short sale is a win/win.
As a specialised agency of the UN, the World Intellectual Property Organisation aims to be the premier global forum for intellectual property services, policy, information and cooperation. Whilst many individuals, firms, institutions and governments know and use WIPO services, the ways in which it functions, how priorities are set and decisions made are less well understood. Indeed, a diversity of WIPO's stakeholders and member governments express frustration that the organisation's governance is not only complex but at times opaque. This practical guide offers a unique insight into how WIPO is governed, described in clear, readily accessible terms for policymakers, scholars and stakeholders. The guide reviews the origins of WIPO and sets out its current functions and activities, presenting a framework for analysing WIPO's complex governance system.The core of the text will improve the reader's understanding of WIPO in five thematic areas: * Legal foundations, mandate and purpose* Decision-making structures, processes and practices* Financial arrangements (such as income sources and the budget process)* Mechanisms for accountability and control of the Secretariat (such as policies on oversight, audit and evaluation)* Transparency and external relations. The text is accompanied by a number of valuable appendices, including key documents that have to date not been readily available to the public.Written by a leading WIPO commentator, The World Intellectual Property Organization (WIPO): A Reference Guide is the first comprehensive reference book to illuminate the nuts and bolts of WIPO governance. It will prove an invaluable and handy resource for those who interact with WIPO on any level and to researchers seeking an introduction to how the organization works and why.
Every day, in some part of the world, an Arthur Miller play is performed. In the nearly 60 years since its first production, Pulitzer Prize-winning "Death of a Salesman" has become a classic, a staple of school anthologies of American literature and of acting companies' repertoires. It has received worldwide productions, whether as a study of parent-child relationships, as in its landmark 1976 production directed by Miller in Beijing, or as a critique of Western capitalism and has been filmed once for television and twice for movies. This guide provides a comprehensive critical introduction to the play, giving students an overview of the background and context; detailed analysis of the play's structure, style, characters etc; analysis of key production issues and choices; overview of the performance history from the first performances in 1949 to recent productions and film adaptations; and an annotated guide to further reading highlighting key critical approaches.It offers accessible, informative critical introductions to modern plays for students in both Theatre/Performance Studies and English. Offering up-to-date coverage of a broad range of key plays throughout modern drama, the guides include accounts of performance history, production analysis, screen adaptations and summaries of important critical approaches and debates.
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