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The real estate market crashed in 2007. Within minutes, hundreds of subprime lenders were out of business. The seller's market quickly became the buyer's market and property values went into a momentum of constant decline. The short sale process became a viable option for lenders and borrowers, both. Do not simply walk away from your property, stay the course, but if foreclosure is imminent, a short sale will salvage your credit. If mortgage payments are current, generally a short sale will reduce the borrower's credit score by 50 points and the score will slowly increase again when the process is complete. However, if the mortgage payments are delinquent, then the missed and late payments are what will drain the credit score approximately 100-150 points, but the short sale will increase that score within months. If the property forecloses a borrower will have to wait 5-7 years before obtaining another mortgage loan. A short sale is a win/win.
With trademark insight and clarity, author Jeffrey A. Helewitz presents a vivid picture of the role of the paralegal in complex real estate transactions. Always timely and accessible, the Fifth Edition of Basic Real Estate and Property Law for Paralegals puts a firm grasp of both theory and practice well within a student s reach.
A thorough yet manageable introduction to Real Estate and Property Law, featuring:
Updated throughout, the Fifth Edition provides:
Chesterton's classic 'philosophical travelogue' details his thoughts and conclusions during a visit to the Middle East in 1920. With his characteristic bluntness - leavened as always with humour and wit - Chesterton describes the day to day life of the people, and of the diverse tensions existing between Islam, Christianity and Judaism - the three great religions that lay claim to this place as Holy Ground. A personal and passionate view of the area almost three decades before the founding of the State of Israel, 'The New Jerusalem' is required reading for all those hoping to understand the complexity of the region and the continuing conflict in today's Holy Land
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